CentralFinance & CreditPMMY
Pradhan Mantri Mudra Yojana
Collateral-free loans up to ₹10 lakh for small and micro enterprises.
About this scheme
Pradhan Mantri Mudra Yojana provides collateral-free institutional credit up to ₹10 lakh to non-corporate, non-farm micro and small enterprises through Shishu, Kishore, and Tarun loan categories.
Eligibility
- Applicant: Non-corporate, non-farm micro or small business owner
- Loan purpose: Income-generating manufacturing, trading, or service activity
Benefits
- Collateral-free loans up to ₹10 lakh
- Three categories: Shishu, Kishore, and Tarun
- Available through banks, NBFCs, and microfinance institutions
Required documents
- Aadhaar Card
- PAN Card(optional)
- Business plan / proof of activity
- Bank account passbook
Frequently asked
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