CentralFinance & CreditPMJDY
Pradhan Mantri Jan Dhan Yojana
Zero-balance bank accounts with insurance and overdraft for financial inclusion.
About this scheme
PMJDY is the national mission for financial inclusion, offering basic zero-balance savings accounts with a RuPay debit card, accident insurance cover, and overdraft facility to bring every household into the banking system.
Eligibility
- Eligibility: Any Indian resident without a bank account
- Age: 10 years and above (minor accounts with guardian)
Benefits
- Zero-balance savings account with RuPay debit card
- Accident insurance cover on the RuPay card
- Overdraft facility after satisfactory operation
Required documents
- Aadhaar Card
- One valid photo ID (if Aadhaar unavailable)(optional)
- Passport-size photograph(optional)
Frequently asked
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